Follow us on Twitter X-Cart on Facebook Wiki
Shopping cart software Solutions for online shops and malls

X-Payments and payment gateways

 
Reply
   X-Cart forums > X-Payments > X-Payments issues & questions
 
Thread Tools
  #1  
Old 05-29-2014, 08:31 AM
  cflsystems's Avatar 
cflsystems cflsystems is offline
 

Veteran
  
Join Date: Apr 2007
Posts: 14,190
 

Default X-Payments and payment gateways

Just wanted to see if this is possible. Provoked by comments like "X-Payments price tag is ridiculous..."

So not sure how possible this is or the technical aspect of it as far as certification goes, or if even it will change price or not. QT can you please share your thoughts

X-Payments has like 100 payment gateways integrated. Any store using X-payments uses like 1 or 2 of them max. So what if these payment gateways are like modules and there is core X-Payments package way below $1500 and each payment gateway integration can be installed on as per needed basis for an additional cost, like a normal XC module...

Not only the price tag will go down but it will be way more cleaner and secure - if a payment module for AU has a bug in it or security hole store using X-Payments in US will not be affected by it...

Is this something that can be done this way? I would assume the certification for the application is for its core not for the payment gateways integrations....
__________________
Steve Stoyanov
CFLSystems.com
Web Development
Reply With Quote

The following 2 users thank cflsystems for this useful post:
Asiaplay (05-29-2014), BBM_ (05-29-2014)
  #2  
Old 05-29-2014, 02:52 PM
 
BBM_ BBM_ is online now
 

X-Adept
  
Join Date: May 2010
Location: Australia
Posts: 595
 

Default Re: X-Payments and payment gateways

Quote:
Originally Posted by cflsystems
if a payment module for AU has a bug in it or security hole store using X-Payments in US will not be affected by it...

Just as I begin to download X-Payments as well. Steve please tell me this is a random example and not based on a current issue
__________________
Multiple instances of X-cart
Reply With Quote
  #3  
Old 05-29-2014, 04:19 PM
  cflsystems's Avatar 
cflsystems cflsystems is offline
 

Veteran
  
Join Date: Apr 2007
Posts: 14,190
 

Default Re: X-Payments and payment gateways

Sorry - completely random.

.... if a payment module for XX country has a bug in it or security hole store using X-Payments in country YY will not be affected by it...

How's that
__________________
Steve Stoyanov
CFLSystems.com
Web Development
Reply With Quote
  #4  
Old 05-29-2014, 11:47 PM
 
BBM_ BBM_ is online now
 

X-Adept
  
Join Date: May 2010
Location: Australia
Posts: 595
 

Default Re: X-Payments and payment gateways

LOL thanks

The above was fine I just wanted to ensure i was not misinterpreting your example.
__________________
Multiple instances of X-cart
Reply With Quote
  #5  
Old 05-30-2014, 12:36 AM
  ambal's Avatar 
ambal ambal is offline
 

X-Cart team
  
Join Date: Sep 2002
Posts: 4,119
 

Default Re: X-Payments and payment gateways

Hi Steve,

I moved this thread into X-Payments sub-forum.

For the PCI Council and industry of QSAs they implemented making a separate application for every integration means we will have to spend almost the same amount of money and efforts as we spend now on X-Payments but on having every of those applications officially certified one by one as we will have to go through separate certification process for every of them. As result our costs on maintaining PA-DSS certified status will grow sharply, too.

So basically it is the industry that pushes software makers like us to do apps like X-Payments. See Magento Payment Bridge for example.
__________________
Sincerely yours,
Alex Mulin
VP of Business Development for X-Cart
X-Payments product manager
Reply With Quote
  #6  
Old 05-30-2014, 12:37 AM
  ambal's Avatar 
ambal ambal is offline
 

X-Cart team
  
Join Date: Sep 2002
Posts: 4,119
 

Default Re: X-Payments and payment gateways

But the idea of having payment integrations as modules is very good indeed and we will discuss it with our PA-QSA on the next round of certification!
We depend on how the PCI Council sees such implementation. They change policies from time to time depending on feedback they receive from vendors, QSAs and merchants.
__________________
Sincerely yours,
Alex Mulin
VP of Business Development for X-Cart
X-Payments product manager
Reply With Quote

The following 2 users thank ambal for this useful post:
Asiaplay (05-30-2014), cflsystems (05-30-2014)
  #7  
Old 05-30-2014, 07:20 AM
  cflsystems's Avatar 
cflsystems cflsystems is offline
 

Veteran
  
Join Date: Apr 2007
Posts: 14,190
 

Default Re: X-Payments and payment gateways

Please do. I did not mean having separate payment application for each payment gateway. One payment application - X-Payments - its core. Then every payment gateway being its own module which is based on and integrates into the certified payment application. But I think you got this.

I think it will be very good to have it this way if allowed.
__________________
Steve Stoyanov
CFLSystems.com
Web Development
Reply With Quote
  #8  
Old 05-30-2014, 07:24 AM
  cflsystems's Avatar 
cflsystems cflsystems is offline
 

Veteran
  
Join Date: Apr 2007
Posts: 14,190
 

Default Re: X-Payments and payment gateways

Next question to this matter. Right now since X-Payments is one and all payment gateways are integral part of it changing or adding payment gateway requires (I assume) in most cases re-certifying the whole application.
So if X-Payments is stripped out of payment gateways will coding new payment gateway require some sort of re-certification of the core or certification of the payment gateway? Hopefully not?
This if possible will allow other devs to add payment gateway integrations as needed instead of waiting for a year or so for QT to integrate and re-certified...
__________________
Steve Stoyanov
CFLSystems.com
Web Development
Reply With Quote
  #9  
Old 05-31-2014, 03:49 AM
  ambal's Avatar 
ambal ambal is offline
 

X-Cart team
  
Join Date: Sep 2002
Posts: 4,119
 

Default Re: X-Payments and payment gateways

Steve, as I said we depend on the PCI Council's view on such implementation. Initially X-Payments was developed the way it was done and changing it needs discussing with our PA-QSA and the PCI Council. I do not think we will be able to implement modular architecture in X-Payments v2.x branch, but this is a very good idea for future X-Payments v3.x indeed. But again - it is to be discussed with the PCI.

E.g. a year ago adding a payment gateway was a so called "minor impact change" to the PCI. This year it can be changed to "no certification needed change" according to what I heard from our PA-QSA. Their policy changes every year.
__________________
Sincerely yours,
Alex Mulin
VP of Business Development for X-Cart
X-Payments product manager
Reply With Quote
  #10  
Old 05-31-2014, 07:51 AM
  cflsystems's Avatar 
cflsystems cflsystems is offline
 

Veteran
  
Join Date: Apr 2007
Posts: 14,190
 

Default Re: X-Payments and payment gateways

That would be great if it can be done, right. Well... whatever they say is possible....
__________________
Steve Stoyanov
CFLSystems.com
Web Development
Reply With Quote
Reply
   X-Cart forums > X-Payments > X-Payments issues & questions


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -8. The time now is 06:39 AM.

   

 
X-Cart forums © 2001-2020