True but I offer COD service and this is great for letting the customer know that they will not be able to order until matters are cleared up.
I also like the homepage ban because it will be very confusing to MOST lay customers when much of the store becomes inaccessible upon login. Ha! Take that you dirtbag customers!!! :P
It's basically identical to your mod for hiding store functionality from customers who are not logged in. Simple stuff, but mega effective for a lot of store owners!