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Old 09-13-2013, 10:59 AM
 
carpeperdiem carpeperdiem is offline
 

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Join Date: Jul 2006
Location: New York City, USA
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Default Re: "Credit card owner:" is a USELESS field for USA credit card processing

Quote:
Originally Posted by totaltec
Authorize.net asks for it, but I'm pretty sure it is not even used.
Code:
$transaction = new AuthorizeNetAIM('YOUR_API_LOGIN_ID', 'YOUR_TRANSACTION_KEY'); $transaction->amount = '9.99'; $transaction->card_num = '4007000000027'; $transaction->exp_date = '10/16';
It looks like the above is all that is required to send to them. Though I thought address verification was part of the process?

Yes, AVS is based on Billing Name and Billing Address. The field in x-payments "credit card owner" is not involved in AVS.
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