[ambal]

Originally Posted by fmoses

Hi,
I'm having trouble understanding how the x-payments product works. I understand that it will meet PCI-DSS compliance along with the scans, and to keep the CC information secure.

Basically, yes. But in order to be fully compliant you need to run X-Payments in a separate PCI-DSS compliant hosting space. You can't have it installed in the same space where you run your online shop and other web-site software.

Originally Posted by fmoses

As the product itself is it a once install and done product or do I need to pay monthly or yearly fees for it?

See http://www.x-cart.com/xpayments-pricing.html

There are two types of X-Payments - X-Payments Hosted ("For Small Business" and "For Malls" plans) and X-Payments download license.

The 1st type of X-Payments is a subscription based product since it is a hosted version - we provide PCI compliant hosting along with X-Payments so you do not need to worry about that.

The 2nd one costs rather large one time fee for life time usage, but you get the software with all the source code files and can host wherever you want provided your hosting space for X-Payments meet the aforementioned requirement (to be separate and PCI compliant).

Originally Posted by fmoses

I have an older version of x-cart, just because it is extremely heavily modded and I just couldn't keep up with updates, but will probably move up to 4.5 branch later this year or next.

Well, you can keep using your old X-Cart version (4.1.x) and have it integrated with X-Payments. We provide connector module for your X-Cart version free of charge and you can download it in your File Area account and install. If you wish we can do the service of connecting your X-Cart with X-Payments for a fee. Contact us using http://www.x-cart.com/contact-us.html whenever you want.

Originally Posted by fmoses

I got an e-mail that the licenses in the account will expire soon, and am contemplating installing x-payments now if there will be a cost savings.

This means you might have a free X-Payments license in your HelpDesk account since you received that email. Check "Licenses" section at https://secure.qtmsoft.com for a free X-Payments license. It will be annulled if you do not use your free X-Payments license before March 1st 2013.

Also, check this thread - http://forum.x-cart.com/showthread.php?t=65370 as there are some FAQs answered.

Originally Posted by fmoses

Can it be implemented in a 4.1.9 site?

Yes, see above.

Originally Posted by fmoses

Are there significant issues still with x-payments that I should be aware of before switching over?

The major one was with iFrame integration but we are going to fix it by providing a new X-Cart version and new X-Payments version with improved iFrame integration.
All others are caused by improper installation of X-Payments or/and using incompatible hosting space.