[ambal]

Hi Steve,

I moved this thread into X-Payments sub-forum.

For the PCI Council and industry of QSAs they implemented making a separate application for every integration means we will have to spend almost the same amount of money and efforts as we spend now on X-Payments but on having every of those applications officially certified one by one as we will have to go through separate certification process for every of them. As result our costs on maintaining PA-DSS certified status will grow sharply, too.

So basically it is the industry that pushes software makers like us to do apps like X-Payments. See Magento Payment Bridge for example.