X-Payments Beta5 is available for downloading in "File Area" section of your HelpDesk accounts at
https://secure.qtmsoft.com
The major difference between Beta5 and Beta4 is no manual CC processing, only background payment gateway integrations.
We had to remove manual credit card processing method from X-Payments in order to pass PA-DSS assessment by our Qualified Security Assessor (QSA).
Now we are awaiting for the final approve by the QSA.