[SignTorch]

it's confusing but I think:

that's the lite template selected in xpayments

if the lite interface is enabled in the x-payments connector in x-cart

then it will display and fit inline on the checkout page

if lite interface is not enabled in x-cart

then the selected x-payment template will appear on a separate page in checkout

in that case the lite template appears like in your picture

you would set (and you can generate and edit) other templates to look better on a separate page