[dsparks]

To add more payment types, you can just keep adding "or" statements to the if, like this:

{if $destination eq "L" or ($destination eq "I" and $payment_methods[payment].payment_method eq "PayPal") or 
($destination eq "I" and $payment_methods[payment].payment_method eq "Gift Certificate")}

Note: Make sure the code above is all on one line. It looks like the display is multi-lined but it all has to be on the same line.

Yes, you can add a note inside the "Payment method" box. This is what I did:

In the file skin1/customer/main/checkout.tpl change the code around line 65 from:

{capture name=dialog}
<form method=get action="cart.php" name=checkout_form>
<table border=0 align=center>

to this:

{capture name=dialog}

<table border=0 align=center width=100%>
<tr>

International customers may only use Paypal and Gift Certificates as a payment options.

</tr>

</table>

<form method=get action="cart.php" name=checkout_form>
<table border=0 align=center>

This text will be displayed right above the payment types.

Hope this helps...