[cflsystems]

So are we allowed to continue to use CC payments on site like nothing happened or we will get fined if not compliant? I for one never received any notice or request from the gateway or the merchant account about compliance. Tried to submit to them once and they told me "ok but we don;t need it. if we need it we'll ask you to provide it". So I guess my question is:
1. Can I still collect CC payments on site like before without being compliant until X-Payments officially is released? Or another solution is found.
2. What happens if I turn on payment gateway hosted payment page? Do I still have to file any compliance report?
3. Am I required to send any of the SAQ's even though noone asked for it?