I've got the answer from 2CO
They gave me the list phrases payment with 2CO must not be called in the shopping cart. I forwarded these to the architect team for they could verify none of these appear in the next release. According to 2CO this is new requirement from credit card companies.
Regarding the delays with invoices. 2CO said it's a temporary problem which will be solved in the near future.
Regarding the way merchant's name mentioned in the invoice. 2CO said they will consider the invoice look. So perhaps they would hear suggestions if you contact them directly.
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