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Old 05-21-2013, 10:56 PM
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ambal ambal is offline
 

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Join Date: Sep 2002
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Default Re: Is X-Payments a merchant account

> So any merchant account I get I'll HAVE to use X-payments for??

It is the PCI requirement to use PA-DSS certified software for credit card processing so the answer is yes, you have to **if** you need to be within PCI scope, i.e. accept credit cards right on your site pages. This applies to payment methods like Authorize.net AIM, PayPal Payments PRO, etc.

If you are going to use payment processors like PayPal Standard, 2Checkout.com, Authorize.net SIM you do not have to use PA-DSS certified software.
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Sincerely yours,
Alex Mulin
VP of Business Development for X-Cart
X-Payments product manager
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