WOW...thanks a lot Mark. That is really great of you taking the time to post and research all that. I certainly appreciate it!
I have made all the changes, and gone over a few times, and right now when I the popup comes up it says, :Page not found! The requested page is not exists or you are not allowed to access that resource!"
I changed all the stuff you listed. Would you happen to know why it is saying that? I was also wondering which file the skin1/help/hlp_cvv2.tpl is being called from.
Man, I really appreicate it Mark!