I'd be shot (repeatedly at that!) if I ever used a template for a client and they found it.
But at the same time it depends on the level of market you're in, there's alot of people on the forum who just can't afford pro design and are happy to run small low budget shops.
Most established or serious businesses don't blink an eye at a few thousand for setting up a good ecom site. But to some people starting out the $185 for x-cart alone can be alot in itself (remember $185 is very relative to where you live, in romania for example the minimum monthly wage is $60-$100)
Courses for horses as the say
