Well, "insert.php" is a php script, not a smarty template. You're trying to use smarty syntax outside of a smarty script.
Read up on the forums about smarty and you should be able to figure it out. If not, you can always post questions.
It's actually somewhat complex to get a new page with smarty to work like you're wanting it to. I, personally, would suggest finding a better solution, or posting in the smarty area of the forum exactly what look / functionality you're going for and seeing if anyone else has some examples.
I hope this helps!
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