Few questions
 

I have made in store pickup an option,
my question is how do i make the checkout page select on of the shipping option by default.
example: a customer clicks on estimate shipping but by default on the checkout page it is "in store pickup" that is selected, so it shows as $0 for shipping.
in the old days you could just add "checked" to the option in input tyoe like this
....input type="radio" name="whatever" value="whatever" checked></p.....
can i still do this i would like the fedex option to be selected by default

----------------------------------------------------------------------------------
On my checkout page for payments options,
How do i make one of the payment options selected by default.

in the old days you could just add "checked" to the option in input tyoe like this
...input type="radio" name="whatever" value="whatever" checked></p...
can i still do this i would like the credit card option to be selected by default




on the checkout page again there is 3 columns
1 for name and address, 1 for payment method and one for order summary.
there is another one for shipping method but it is being placed in the second column at the bottom, is there a way to make 4 columns so people can see it and not miss changing the shipping option?